Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

1147 Whispering Winds Drive Catawba, NC 28609

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 1
Bath: 1
1/2 Bath: 0
Sq. Ft.: 700
Acreage: 12.77

$3,500,000

Calculate Mortgage

Community: Catawba in Catawba County

1 bed
1 bath
0 1/2 bath
700 Sq. Ft.
12.77 acres

Some Lake Norman properties offer waterfront. Others offer acreage. Few offer both with the ability to begin enjoying the property immediately while creating a custom waterfront estate. Encompassing approximately 12.77 private acres across two adjoining parcels, this exceptional offering presents a rare opportunity to own an extraordinarily private Lake Norman property where much of the groundwork has already been completed and the next chapter is yours to create. Tucked behind a gated entrance at the end of Whispering Winds Drive, the property unfolds across gently rolling, predominantly wooded acreage with established trails, a year-round creek, abundant wildlife, and approximately 213 feet of riprapped Lake Norman shoreline that transitions into a continuously flowing creek forming part of the property's boundary, with long water views and immediate access to the main channel. An adjoining subdivision common area provides an additional natural buffer, enhancing the property's privacy and preserving the surrounding setting. A thoughtfully cleared waterfront homesite has already been established, providing an ideal setting for a future custom primary waterfront residence while preserving the property's remarkable privacy and natural beauty. Unlike purchasing raw waterfront land, this property can be enjoyed from the day you close. Completed in 2023, the newly constructed accessory residence offers approximately 700 square feet of heated living space featuring one bedroom, one full bath, and an open-concept kitchen, dining, and living area. Served by its own private well and septic system, the residence provides comfortable accommodations while plans for a custom waterfront home move forward. Complementing the residence is an approximately 1,800-square-foot insulated garage and workshop designed for collectors, hobbyists, and outdoor enthusiasts alike. Finished with approximately 14-foot ceilings, two 12-foot overhead doors, polyurea epoxy flooring, Galvalume interior wall and ceiling finishes, custom cabinetry, utility sink, ice maker, propane ceiling heater, air compressor plumbing, overhead storage, and generous workspace, the building offers exceptional versatility. Additional improvements include covered lean-to storage, a storage building, concrete wash pad, and a 500-gallon propane tank. The adjoining waterfront parcel further enhances the property's value with an active, transferable four-bedroom septic improvement permit already in place for the future primary residence. A private dock and boat lift (currently without electrical service) provide immediate access to Lake Norman while plans for the estate come to life. With no HOA, no CCRs, exceptional privacy, existing infrastructure, and a rare combination of acreage, waterfront, and immediate usability, this property offers opportunities seldom found on Lake Norman. Whether enjoyed as a private retreat today or transformed into a custom waterfront estate over time, it provides the flexibility to create something truly lasting. Properties combining this level of privacy, acreage, waterfront, and future potential are increasingly difficult to replicate on Lake Norman.

Presented by:
Jeremy Toney at SERHANT
Listed by:
SERHANT

Attribution: [email protected]
Original Listing Price: 3,500,000
MLS #: ‍4405476
Listing Status: Active
Days on Market: 80
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-12 at 9:30PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From Monbo Road turn onto Whispering Winds Drive. Continue to the gated entrance at the end of Whispering Winds Drive. Property includes both 1147 and 1150 Whispering Winds Drive. Appointment required.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Basement/Foundation: Slab
Year Built: 2023
Subdivision: None
Floors: Vinyl
Roof: Metal
Style: Barndominium
Interior Features: Open Floorplan
Heating/Cooling: Central,Ductless
Water: Well,Well Needed
Cooling: Central Air,Ductless
Garage/Carport: Driveway,RV Access/Parking
Sewer: Septic Installed,Septic Needed
Lot Description: Cleared,Level,Open Lot,Private,Sloped,Creek/Stream,Wooded,Views,Waterfront

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: Bandys
  • Middle School: Mill Creek
  • Elementary School: Catawba
All Filters
Filter By Price
No Min
To
No Max
Reset all filters