Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

1239 W McGuinn Road Mill Spring, NC 28756

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 2
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,972
Acreage: 16.48

$549,000

Calculate Mortgage

Community: Mill Spring in Polk County

2 bed
2 bath
0 1/2 bath
1,972 Sq. Ft.
16.48 acres

Build a life you don't need a vacation from, where peace is the rule rather than the exception. This WNC property checks all the hard-to-find boxes - 16.48 unrestricted acres (No HOA!), tons of privacy, a home with distinctive charm, natural water source, multiple outbuildings, established trails, abundant wildlife, and room to roam. The 2 BR / 2 BA home offers a versatile loft/bonus room that is ideal for a home office, guest space, or man cave. Three heat sources (heat pump, a new gas-log fireplace, and a wood-burning stove) provide year-round comfort. The property boasts a 24x31 (744 sf) workshop with electric and water, three additional outbuildings, and a 30-amp RV hookup. More than two acres are cleared, with a stream running through the middle, while the additional 14 wooded acres invite you to explore by foot, mountain bike, or ATV. Rich in local history, the original hand-hewn log cabin was once part of a family homestead and has been lovingly cared for. Family and local historical accounts suggest the cabin may date to the 18th century. Revel in the feeling of being tucked away without sacrificing convenience— just 10 minutes to Lake Lure and the nearest grocery store, 20 minutes to Chimney Rock, Tryon Equestrian Center, or Columbus, and 35 minutes to Hendersonville. Come experience the possibilities in person. Tour the home, walk the trails, sit on the porch awhile. Seller will consider sale of home with approximately 2.4 acres for $380K, or approximately 14 acres of vacant land for $195K, subject to survey and county approval. Owner is a licensed NC Realtor.

Presented by:
Kimberly Reynolds at Century 21 Connected
Listed by:
Century 21 Connected

Attribution: [email protected]
Original Listing Price: 565,000
MLS #: ‍4387532
Listing Status: Active
Days on Market: 116
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-12 at 6:00PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: GPS will bring you directly to the property. After leaving the paved road, you will travel along a dirt road for about 1/2 mile. Driveway and home will be on the left.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: Well
Year Built: 1940
Subdivision: None
Roof: Metal
Basement/Foundation: Crawl Space
Sewer: Septic Installed
Cooling: Ceiling Fan(s),Heat Pump
Garage/Carport: Driveway,RV Access/Parking
Style: Cabin,Cottage,Farmhouse,Rustic
Heating/Cooling: Electric,Heat Pump,Propane,Wood Stove
Lot Description: Cleared,Creek Front,Green Area,Hilly,Open Lot,Private,Sloped,Creek/Stream,Wooded

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: Polk
  • Middle School: Polk
  • Elementary School: Sunnyview
All Filters
Filter By Price
No Min
To
No Max
Reset all filters