Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

1320 Richard Road Salisbury, NC 28147

Under Contract
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 4
Bath: 2
1/2 Bath: 1
Sq. Ft.: 1,834
Acreage: 1.58

$370,000

Calculate Mortgage

Community: Salisbury in Rowan County

4 bed
2 bath
1 1/2 bath
1,834 Sq. Ft.
1.58 acres

Pricing recently reduced. Discover the comfort, privacy, and flexibility of country living in this well-maintained all-brick ranch situated on approximately 1.58 level acres in desirable West Rowan County. Surrounded by mature woods and offering a fully fenced backyard, this 4-bedroom, 2.5-bath home provides a peaceful setting with plenty of room to enjoy both indoor and outdoor living. Inside, you'll find a flexible floor plan designed for everyday comfort and entertaining. The spacious kitchen features solid oak cabinetry, quality appliances, an almost-new refrigerator, and a center island that can serve as additional workspace, casual dining, or be easily removed to create even more open space. The adjoining living room is highlighted by a classic masonry wood-burning fireplace, creating a warm and inviting gathering area. The primary suite includes an easy-access walk-in shower, while replacement flooring completed during the current ownership, newer toilets, and numerous updated light fixtures add to the home's appeal. Step outside to enjoy the large rear deck overlooking a huge, private backyard surrounded by trees. The fully fenced rear yard offers an ideal space for pets, play, gardening, outdoor gatherings, or simply relaxing while enjoying the peaceful natural surroundings. The property's level topography provides excellent usability and versatility rarely found in rural settings. Additional features include gutter guards, a septic system pumped in 2022, an oversized 2-car garage with a dedicated storage nook, and a substantial 25' x 11' storage shed offering approximately 285 square feet of additional storage space for equipment, tools, hobbies, or recreational gear. Located in a quiet neighborhood known for friendly neighbors and a relaxed atmosphere, this property combines the benefits of rural living and lower county taxes with convenient access to everyday amenities. Students are assigned to the highly regarded West Rowan Elementary School, West Rowan Middle School, and West Rowan High School. Conveniently positioned near Salisbury, Mooresville, and the greater Charlotte region, residents enjoy access to shopping, dining, healthcare, parks, and recreation while still returning home to a peaceful country setting. Move-in ready today with opportunities to make it your own over time, this attractive brick ranch offers space, privacy, and value in one of Rowan County's most desirable locations.

Presented by:
Dave DeSilva at Keller Williams Ballantyne Area
Listed by:
Keller Williams Ballantyne Area

Attribution: [email protected]
Original Listing Price: 390,000
MLS #: ‍4392328
Listing Status: Under Contract
Days on Market: 120
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 4:45PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: City
Year Built: 1990
Style: Ranch
Heating/Cooling: Heat Pump
Basement/Foundation: Crawl Space
Roof: Composition
Subdivision: Spring Hills
Sewer: Septic Installed
Floors: Carpet,Laminate,Vinyl
Lot Description: Corner Lot,Level,Wooded
Garage/Carport: Attached Garage,Garage Door Opener
Cooling: Ceiling Fan(s),Central Air,Heat Pump

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: Unspecified
  • Middle School: Unspecified
  • Elementary School: Unspecified
All Filters
Filter By Price
No Min
To
No Max
Reset all filters