146 Duck Cove Road Belmont, NC 28012

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 2
Bath: 1
1/2 Bath: 0
Sq. Ft.: 1,920
Acreage: 1.32

Community: Belmont in Gaston County

2 bed
1 bath
0 1/2 bath
1,920 Sq. Ft.
1.32 acres

Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. All interior photos are digitally enhanced to remove seller's personal belongings so the photos are for illustrative purposes only, and buyer must verify room conditions. Portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.

Presented by:
Gina Collias at Lake Homes Realty LLC
Listed by:
Lake Homes Realty LLC

Attribution: 866-525-3466
Original Listing Price: 555,000
MLS #: ‍4405510
Listing Status: Active
Days on Market: 81
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 12:30PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From New Hope Road, turn on to the new Lake Wylie Road road entrance with turnabout. There is a huge sign for the new Publix Grocery store. Continue straight through traffic circle and turn left on Duck Cove Road. Home is last on the right.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: Well
Year Built: 1974
Exterior Features: Storage
Basement/Foundation: Basement
Heating/Cooling: Heat Pump
Cooling: Heat Pump
Subdivision: Lake Wylie
Lot Description: Waterfront
Garage/Carport: Detached Carport
Sewer: Septic Installed

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: South Point (NC)
  • Middle School: Cramerton
  • Elementary School: New Hope
All Filters
Filter By Price
No Min
To
No Max