164 Spruce Street Badin, NC 28009

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 3
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,470

Community: Badin in Stanly County

3 bed
2 bath
0 1/2 bath
1,470 Sq. Ft.

Step into the charm and character of historic Badin! Built in 1920, this inviting 3-bedroom, 2-bath home offers a wonderful opportunity to make a piece of this unique community your own. The thoughtfully arranged two-story floor plan features a main-level primary bedroom and full bath, along with a welcoming living room complete with a fireplace, dining area and kitchen. Upstairs are two additional bedrooms and a second full bath, offering comfortable space for family, guests or a home office. Original character can be found throughout, including wood and parquet flooring, while central air and city water and sewer add everyday convenience. The level lot and manageable yard offer room to enjoy the outdoors without overwhelming upkeep. Refrigerator, electric range, washer and dryer are included. Virtually staged photos showcase the endless possibilities this townhome has to offer and help illustrate how its versatile spaces can be personalized to fit your lifestyle. The downstairs bedroom provides wonderful flexibility and could remain a bedroom or be transformed into a formal dining room, comfortable home office or other space to suit your needs. Whether you're searching for a first home, looking to downsize, or simply love the character of an older home, 164 Spruce Street offers affordability, history and the opportunity to make it truly your own. Come discover the charm of small-town living in Badin!

Presented by:
Brenda Hunter at Hunter Homes Realty
Listed by:
Hunter Homes Realty

Attribution: [email protected]
Original Listing Price: 189,900
MLS #: ‍4421752
Listing Status: Active
Days on Market: 29
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 7:30PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From Downtown Albemarle, take NC Hwy 740/Badin Road toward Badin. Continue on NC 740 into Badin. Turn right onto Falls Road, left onto Pine Street, right onto Willow Street, then left onto Spruce Street. Continue to 164 Spruce Street. Property will be on the left.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: City
Year Built: 1920
Subdivision: none
Lot Description: Level
Heating/Cooling: Electric
Basement/Foundation: Crawl Space
Cooling: Central Air
Sewer: Public Sewer
Garage/Carport: On Street,Parking Space(s)
Floors: Carpet,Laminate,Parquet,Wood

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: Unspecified
  • Middle School: Unspecified
  • Elementary School: Unspecified
All Filters
Filter By Price
No Min
To
No Max