Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

1812 Ruben Road Monroe, NC 28112

Pending
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 4
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,438
Acreage: 2.00

$355,000

Calculate Mortgage

Community: Monroe in Union County

4 bed
2 bath
0 1/2 bath
1,438 Sq. Ft.
2.00 acres

"Country freedom living" ALL BRICK home is back on the market! Well maintained with 4 BEDROOMS! Open front entry area and living room flowing into kitchen promote spacious feeling, yet close enough for intimate connection. Granite kitchen counters and beautiful oak cabinets invite cuisine delight with easy-access dining area; newer refrigerator conveys (2 years old). A 600 square foot covered rear deck amplifies massive space for eating, entertaining, and relaxing; a generator plug-in is located at the electrical panel on the deck. Primary bedroom at the right of the home is huge with peaceful sitting-area space, walk-in closet, double-sink updated ensuite bath with tiled floor. Laundry stacking units are tucked into the bath closet. Three bedrooms at the left of the home share a roomy modernized bath with tub/shower unit, marble counter sink, and tiled floor. Bedrooms all have ample closet space. Wood flooring (pre-finished) is beautiful and runs throughout all common areas; carpet in all bedrooms. Water heater is 3 years old. New glass/screened front storm door is one year old. Recessed lighting. The home's architectural shingled roof is in good shape. Pest control and termite inspection have been carried out regularly. Crawl space newly cleaned and rehabbed with wood repairs, new floor insulation, new vapor barrier, new sump pump system. Small shed at left of home is conveniently sized for outdoor tool storage. Large open yard provides great privacy buffer and options for outdoor activities; beautiful crepe myrtles run along the road. Fenced yard at sides and back of home could contain pets or other animals. Water for the home is from a private well, but county water connection is available if desired. Private septic system has no known issues. Septic system capacity cannot be verified; no county permit records are available. Pictures inside the home are from owner staging; now the property is vacant and the home is not staged. Inspection reports from a previous buyer are available; many repairs have been accomplished by the seller.

Presented by:
David Bothwell at Fathom Realty NC LLC
Listed by:
Fathom Realty NC LLC

Attribution: [email protected]
Original Listing Price: 359,000
MLS #: ‍4396580
Listing Status: Pending
Days on Market: 43
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-14 at 2:45PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: Well
Year Built: 1962
Subdivision: None
Community Features: None
Garage/Carport: Driveway
Basement/Foundation: Crawl Space
Sewer: Septic Installed
Style: Ranch,Traditional
Floors: Carpet,Hardwood,Tile
Cooling: Central Air,Electric
Heating/Cooling: Central,Forced Air,Propane
Lot Description: Cleared,Level,Open Lot,Wooded
Roof: Architectural Shingle,Composition,Wood
Interior Features: Attic Stairs Pulldown,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s)

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: Parkwood
  • Middle School: Parkwood
  • Elementary School: Prospect
All Filters
Filter By Price
No Min
To
No Max
Reset all filters