21624 Rio Oro Drive Cornelius, NC 28031

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 3
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,962
Acreage: 0.22

Community: Cornelius in Mecklenburg County

3 bed
2 bath
0 1/2 bath
1,962 Sq. Ft.
0.22 acres

LAKE NORMAN WATERFRONT IN CORNELIUS FOR $1,079,000!! Location, location, location! Enjoy the best of Lake Norman living from this waterfront home in the highly desirable Bahia Bay community. Ideally situated in a peaceful cove just off the main channel, you can enjoy quieter water at home while still being only minutes by boat from waterfront dining and entertainment. The outdoor living space is designed for relaxing and entertaining, with expansive lake views, a spacious covered porch, outdoor kitchen, gas grill and refrigerator. Outdoor gas heater for those cooler evenings. A private dock, electric boat lift and jet ski ramp/lift make it easy to take full advantage of life on the water. Inside, the home offers three levels of living space with a flexible layout, custom finishes and plenty of room for family and guests. The main level features open-concept living, while the primary suite is privately located upstairs. Additional highlights include a fenced backyard with automatic gate, HVAC replaced in 2020, and roof and exterior paint completed in 2022. Bahia Bay also offers a community boat launch, docks and picnic area. Leave the car at home—bike or take the golf cart to nearby shopping centers, grocery stores, restaurants and everyday conveniences, all just minutes away. With quick access to I-77, shopping, dining, Birkdale Village and everything Cornelius and Lake Norman have to offer, this location is hard to beat.

Presented by:
Kimberly Thayer at Real Broker, LLC
Listed by:
Real Broker, LLC

Attribution: [email protected]
Original Listing Price: 1,089,000
MLS #: ‍4419384
Listing Status: Active
Days on Market: 38
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 1:15PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From I-77, take Exit 28/Catawba Avenue. Turn onto Torrence Chapel Road and continue approximately 1.3 miles. Turn left onto Entrada Drive, then left onto Rio Oro Drive. Home will be on the left.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Association Fee: 75
Year Built: 1979
Basement/Foundation: Basement
Subdivision: Bahia Bay
Heating/Cooling: Forced Air
Style: Traditional
Cooling: Central Air
Water: Community Well
Sewer: Septic Installed
Floors: Linoleum,Vinyl,Wood
Roof: Architectural Shingle
Exterior Features: Dock - Floating,Outdoor Kitchen
Interior Features: Attic Other,Kitchen Island,Pantry
Lot Description: Orchard(s),Wooded,Views,Waterfront
Community Features: Lake Access,Picnic Area,Street Lights,Other
Garage/Carport: Driveway,Electric Gate,Attached Garage,Garage Faces Rear,Garage Shop,Golf Cart Garage

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: William Amos Hough
  • Middle School: Bailey
  • Elementary School: Cornelius
All Filters
Filter By Price
No Min
To
No Max