2318 Cardinal Ridge Lane Wingate, NC 28174

Under Contract
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 3
Bath: 2
1/2 Bath: 0
Sq. Ft.: 2,220
Acreage: 0.93

Community: Wingate in Union County

3 bed
2 bath
0 1/2 bath
2,220 Sq. Ft.
0.93 acres

Welcome to one of Wingate's premier custom built neighborhoods. Cardinal Meadows features all brick homes with only one street and no HOA or city taxes. 2318 Cardinal Ridge Ln. sits at the end of the cul-de-sac and is welcoming you home! This property has a rocking chair front porch, open floor plan with cathedral ceilings in the great room, updated kitchen, formal dining room, breakfast nook, bonus room and 3 bedrooms with 2 full baths. The large island in the kitchen makes this a focal point for entertaining! See pictures! Enjoy privacy with the large rear yard and entertain on the covered rear porch! Pull out of the garage and be on the Monroe bypass in minutes. City of Monroe/hospital/ food establishments are just a few minutes away.

Presented by:
Brandon Gaddy at Central Carolina Real Estate Group LLC
Listed by:
Central Carolina Real Estate Group LLC

Attribution: [email protected]
Original Listing Price: 489,900
MLS #: ‍4383638
Listing Status: Under Contract
Days on Market: 145
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 4:45PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Year Built: 2002
Style: Cape Cod
Basement/Foundation: Crawl Space
Water: County Water
Sewer: Septic Installed
Subdivision: Cardinal Meadows
Heating/Cooling: Central,Heat Pump
Roof: Architectural Shingle
Cooling: Central Air,Heat Pump
Floors: Laminate,Hardwood,Vinyl
Lot Description: Cleared,Cul-De-Sac,Level,Open Lot
Garage/Carport: Driveway,Attached Garage,Garage Faces Side,Keypad Entry
Interior Features: Attic Stairs Pulldown,Breakfast Bar,Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Split Bedroom,Walk-In Closet(s)

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: Unspecified
  • Middle School: Unspecified
  • Elementary School: Unspecified
All Filters
Filter By Price
No Min
To
No Max