Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

2665 Umberger Road Cleveland, NC 27013

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 4
Bath: 2
1/2 Bath: 1
Sq. Ft.: 3,116
Acreage: 8.05

$975,000

Calculate Mortgage

Community: Cleveland in Rowan County

4 bed
2 bath
1 1/2 bath
3,116 Sq. Ft.
8.05 acres

Pull down the drive and you'll feel it before you even park. Over 8 private acres, fenced and ready, with room to breathe in every direction. This is a 2023 custom build, and it shows from the first look and all the way through. As you head inside, you'll pass the home office and find a stone fireplace that anchors the main living space. It's the kind of detail you don't get in a spec home. The layout flows straight into a kitchen built for real life, with a huge island with room to cook, gather, and actually use every single day. Down the hall, you'll find the laundry room, half bath and the primary suite that offers a true retreat. Upstairs, you'll find 3 additional bedrooms with a common loft area and a full bath with 2 sinks. Head out back and the covered porch is where this house really earns its keep for morning coffee or evening unwind, rain or shine. And your septic is out front, so if a pool is in your future, this one's already set up for you. From there the land takes over. A big backyard for playing, your chicken coop and animal shelters on the fenced side pasture. Then, you'll enter the wooded trails that wind through the middle of the property, and eventually find the fenced horse pasture at the back of the property. Back at the house, you find the 3 bay garage for your trucks, tools, or a full workshop with room to spare. This property is only 3 years old, so every finish here is still new construction quality. Not a fixer. Not a "good bones" project. It's done, right down to the details that actually matter. Out in the country enough to feel off the grid, but still a short drive to everyday conveniences in Mooresville, Cleveland, Statesville or Salisbury.

Presented by:
Laci Owens at eXp Realty, LLC
Listed by:
eXp Realty, LLC

Attribution: [email protected]
Original Listing Price: 975,000
MLS #: ‍4425571
Listing Status: Active
Days on Market: 18
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 5:30AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From Mooresville, take Hwy 801 east, Left on Umberger. Right at 2665 Umberger. From Salisbury, take Hwy 801 west, Right on Umberger. Right at 2665 Umberger.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: Well
Year Built: 2023
Floors: Vinyl
Exterior Features: Fence
Heating/Cooling: Electric
Basement/Foundation: Crawl Space
Subdivision: Adabelle Farms
Sewer: Septic Installed
Cooling: Central Air,Electric
Roof: Architectural Shingle
Lot Description: Pasture,Private,Wooded
Garage/Carport: Driveway,Attached Garage,Garage Door Opener
Interior Features: Entrance Foyer,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: West Rowan
  • Middle School: West Rowan
  • Elementary School: Mount Ulla
All Filters
Filter By Price
No Min
To
No Max
Reset all filters