Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

300 Cottonstone Lane Troy, NC 27371

Under Contract
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 5
Bath: 3
1/2 Bath: 1
Sq. Ft.: 5,029
Acreage: 87.22

$1,595,000

Calculate Mortgage

Community: Troy in Montgomery County

5 bed
3 bath
1 1/2 bath
5,029 Sq. Ft.
87.22 acres

Have you ever wanted to own your own mountain? Discover this rare 87.22 acre retreat nestled in the heart of North Carolina’s Piedmont region on Cottonstone Mountain. Tucked away for ultimate privacy, this stunning 5,000 sq. ft. custom-built home offers 5 bedrooms,3.5 bathrooms, and breathtaking panoramic views from the observatory and expansive covered wrap-around porch. The home showcases exceptional craftsmanship and meticulous attention to detail with handcrafted dental moldings, 9-foot ceilings, authentic heart pine flooring, Italian tile and luxury vinyl plank. There is abundant storage throughout with spacious closets in every room. Entertaining is effortless in the well-appointed kitchen with a large island, dining room, living room, cozy sunroom, den with built-in bookcases and a stone fireplace, and an upstairs bonus room. This hunter and nature lover’s oasis features land enrolled in a forest management plan, ensuring long-term sustainability and value with no HOA restrictions. Surrounded by a canopy of mature trees, the property delivers complete seclusion while remaining conveniently close to premier outdoor destinations including Lake Tillery, Badin Lake, Morrow Mountain State Park, Uwharrie National Forest and numerous championship golf courses, all just a short drive away! Perfectly positioned with easy access to Asheboro, Charlotte, Greensboro and Pinehurst, this extraordinary property offers the ideal balance of tranquility and convenience. Don’t miss this one of a kind find! Schedule your private showing today and make this mountain paradise your own!

Presented by:
Kat McRae at New South Realty, Inc
Listed by:
New South Realty, Inc

Attribution: [email protected]
Original Listing Price: 1,595,000
MLS #: ‍4374576
Listing Status: Under Contract
Days on Market: 163
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 4:45PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: Well
Year Built: 1979
Roof: Metal
Style: Traditional
Basement/Foundation: Crawl Space
Interior Features: Walk-In Pantry
Floors: Tile,Vinyl,Wood
Sewer: Septic Installed
Garage/Carport: Circular Driveway
Subdivision: Country Club Acres
Lot Description: Hilly,Views,Wooded
Cooling: Central Air,Heat Pump
Heating/Cooling: Forced Air,Heat Pump,Propane

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: Montgomery Central
  • Middle School: West
  • Elementary School: Troy
All Filters
Filter By Price
No Min
To
No Max
Reset all filters