Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

309 Stonewater Bay Lane Mount Holly, NC 28120

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 6
Bath: 5
1/2 Bath: 0
Sq. Ft.: 5,892
Acreage: 0.72

$1,089,000

Calculate Mortgage

Community: Mount Holly in Gaston County

6 bed
5 bath
0 1/2 bath
5,892 Sq. Ft.
0.72 acres

Exceptional space meets the lake lifestyle in this impressive Stonewater community full-brick, six-bedroom home offering nearly 5,900 square feet across three finished levels. Designed for growing needs and effortless entertaining, this home features a finished walk-out basement, three-car side-entry garage, private 0.72-acre lot and multiple outdoor living spaces. The main level welcomes you with a dramatic two-story foyer and great room featuring marble flooring, fireplace and abundant natural light. A spacious kitchen with island, double ovens, pantry and nearby butler’s pantry provides an inviting hub for everyday living and entertaining. Upstairs, generous bedrooms offer flexibility for family, and the main level bedroom for guests or work-from-home needs. The finished walk-out basement adds an exceptional recreation level with media room, bedroom, full bath, bar/entertainment area and expansive living space. Outside, enjoy a covered patio with outdoor kitchen, Trex deck and private, level backyard. Best of all, the Stonewater lifestyle that this home offers includes a DEEDED BOAT SLIP WITH LIFT on Mountain Island Lake making lake access convenient and quick. Also enjoy the pool, clubhouse, pickleball, tennis, basketball, playground, walking trails, kayak launch and boat/RV storage. A rare combination of space, amenities and lake lifestyle just minutes from Charlotte, CLT Airport and the U.S. National Whitewater Center. For buyers seeking substantial living space, a finished basement and the ability to enjoy beautiful Mountain Island Lake without giving up a private, spacious home site or paying a waterfront-home premium, this Stonewater property deserves a closer look.

Presented by:
Kevin Keeter at Real Broker, LLC
Listed by:
Real Broker, LLC

Attribution: [email protected]
Original Listing Price: 1,089,000
MLS #: ‍4416321
Listing Status: Active
Days on Market: 40
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-14 at 8:00AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: City
Year Built: 2005
Association Fee: 1195
Basement/Foundation: Basement
Subdivision: Stonewater
Style: Transitional
Sewer: Public Sewer
Lot Description: Level,Private
Roof: Architectural Shingle
Heating/Cooling: Forced Air,Natural Gas,Zoned
Floors: Carpet,Concrete,Marble,Tile,Wood
Exterior Features: In-Ground Irrigation,Outdoor Kitchen
Cooling: Ceiling Fan(s),Central Air,Multi Units,Zoned
Garage/Carport: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
Interior Features: Attic Stairs Pulldown,Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
Community Features: Clubhouse,Game Court,Lake Access,Outdoor Pool,Pickleball,Picnic Area,Playground,RV Storage,Sidewalks,Sport Court,Street Lights,Tennis Court(s),Walking Trails

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: East Gaston
  • Middle School: Stanley
  • Elementary School: Pinewood Gaston
All Filters
Filter By Price
No Min
To
No Max
Reset all filters