403 SW Spruce Street SW Lenoir, NC 28645

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 3
Bath: 1
1/2 Bath: 1
Sq. Ft.: 1,305
Acreage: 1.37

Community: Lenoir in Caldwell County

3 bed
1 bath
1 1/2 bath
1,305 Sq. Ft.
1.37 acres

Welcome home! This 3 bed, 1.5 bath, two-story home offers an exciting opportunity for those looking to add a long-term rental or potential Airbnb to their portfolio. Not an investor? This home could be the perfect place for someone looking for city living, with acreage! Situated on approximately 1.37 acres and conveniently located near the heart of Downtown Lenoir, the property combines space, accessibility, and investment potential. The home features a basement for additional storage, or workshop possibilities, along with a beautiful back deck that provides a great outdoor space for relaxing or entertaining. With city water and sewer already in place, this property is well positioned for an investor ready to bring their vision to life. Whether you're looking for a farmhouse close to town to settle down in, or considering a renovation project turned Airbnb, this property offers plenty of possibilities in a convenient location. Bring your ideas and take advantage of this unique property! Sincerely, Sarah

Presented by:
Sarah Watson at Harper Realty
Listed by:
Harper Realty

Attribution: [email protected]
Original Listing Price: 249,900
MLS #: ‍4412597
Listing Status: Active
Days on Market: 59
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 3:00AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: City
Year Built: 1960
Subdivision: NONE
Heating/Cooling: Central
Basement/Foundation: Basement
Garage/Carport: Driveway
Exterior Features: Fire Pit
Style: Farmhouse
Roof: Fiberglass
Sewer: Public Sewer
Cooling: Central Air,Window Unit(s)

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: West Caldwell
  • Middle School: Gamewell
  • Elementary School: Davenport
All Filters
Filter By Price
No Min
To
No Max