49435 River Run Road Albemarle, NC 28001

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 3
Bath: 3
1/2 Bath: 0
Sq. Ft.: 2,232
Acreage: 0.51

Community: Albemarle in Stanly County

3 bed
3 bath
0 1/2 bath
2,232 Sq. Ft.
0.51 acres

Lakefront slice of heaven located on one of the best streets here on the lake with NO HOA! 49435 River Run Road is a charming, full-brick ranch style home that is updated beautifully and located in such a peaceful setting. Walk up to the inviting covered front porch and inside to an open floor plan, loaded with natural light, unique white-washed floors throughout, shiplapped fireplace in the living room, and such thoughtfully designed updates! The kitchen has pure white quartz countertops, soft gray custom cabinetry, SS appliances, and a breakfast table area with a bay window overlooking the backyard space. There are 3 bedrooms and 2 full bathrooms on the main level while the upstairs has an additional bonus room and office/bedroom space with another full bathroom! Outside you will find a massive composite deck with year round views of the lake, an easy-breeze screened-in porch, fire pit area, and a great sized functional yard that leads down to the boat dock with covered boat dock & lift. The home's oversized 2 car garage doubles as a great workshop area with lots of counter space and cabinetry and the concrete driveway is long, flat, and has a freshly laid gravel addition on the side for extra parking space or storage. River Run Road offers a quiet curb appeal off the main road and is a small neighborhood on a peninsula, truly so peaceful and very functional for every day living at the lake! This home has been cleanly kept and well maintained; complete with a brand new architectural roof & new gutters by TruRoof(March 2026) with a warranty that will transfer to the new homeowner, Hot Water Heater(2024), 2 new/newer AC units(upstairs 2025, downstairs 2022). Lake Tillery offers a special sense of being on vacation while dually convenient enough to get to Charlotte and surrounding cities with ease; not to mention being just down the road from attractions like local marinas & restaurants, desirable golf courses, a winery, Morrow Mountain State Park, and Uwharrie National Forest. We think you are going to love it here, welcome home!

Presented by:
Kaitlyn Cofty at Coldwell Banker Realty
Listed by:
Coldwell Banker Realty

Attribution: [email protected]
Original Listing Price: 850,000
MLS #: ‍4394861
Listing Status: Active
Days on Market: 116
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 12:30PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Year Built: 1995
Exterior Features: Fire Pit
Heating/Cooling: Heat Pump
Subdivision: River Run
Style: Traditional
Basement/Foundation: Crawl Space
Cooling: Central Air
Floors: Laminate,Tile
Sewer: Septic Installed
Lot Description: Wooded,Waterfront
Roof: Architectural Shingle
Water: City,Well,Other - See Remarks
Garage/Carport: Driveway,Attached Garage,Garage Door Opener,Keypad Entry

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: Unspecified
  • Middle School: Unspecified
  • Elementary School: Unspecified
All Filters
Filter By Price
No Min
To
No Max