503 7th Street Spencer, NC 28159

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 3
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,312
Acreage: 0.17

Community: Spencer in Rowan County

3 bed
2 bath
0 1/2 bath
1,312 Sq. Ft.
0.17 acres

Welcome to 503 7th Street in Spencer, NC! This inviting two-story home offers 3 bedrooms, 2 full bathrooms, and a functional layout designed for comfortable everyday living. Fresh updates throughout make this home one you won't want to miss! The main level features a welcoming front living room, a dedicated dining area, and a spacious kitchen with stainless steel appliances, an abundance of cabinet space, and a stylish tile backsplash. All appliances convey, including the refrigerator, washer, and dryer, offering added convenience as you settle into your new home. Recent improvements include fresh paint throughout, a new dishwasher, and two new toilets. Upstairs, you'll appreciate the convenience of having all three bedrooms together. The two-story layout provides a natural separation between the main living areas and private bedroom spaces. Step outside to enjoy the covered front porch, an ideal spot to relax and unwind. The back deck overlooks a level, spacious backyard with room to entertain, garden, play, or simply enjoy the outdoors. With its fresh interior updates, spacious kitchen, included appliances, and inviting outdoor areas, this home offers a wonderful opportunity to make a place of your own. Conveniently located in Spencer, this property is ready for its next chapter. Don't miss your chance to see all that 503 7th Street has to offer—schedule your private showing today and start envisioning yourself HOME!

Presented by:
Cathy Griffin at Century 21 Towne and Country
Listed by:
Century 21 Towne and Country

Attribution: [email protected]
Original Listing Price: 235,000
MLS #: ‍4434230
Listing Status: Active
Days on Market: Brand New
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 5:45PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Basement/Foundation: Slab
Water: City
Year Built: 2002
Subdivision: None
Garage/Carport: Driveway
Heating/Cooling: Heat Pump
Cooling: Heat Pump
Sewer: Public Sewer

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Schools

close
  • High School: North Rowan
  • Middle School: North Rowan
  • Elementary School: North Rowan
All Filters
Filter By Price
No Min
To
No Max