Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

5109 Watermead Lane Belmont, NC 28012

Active
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 4
Bath: 3
1/2 Bath: 1
Sq. Ft.: 3,456
Acreage: 0.73

$1,060,000

Calculate Mortgage

Community: Belmont in Gaston County

4 bed
3 bath
1 1/2 bath
3,456 Sq. Ft.
0.73 acres

Gorgeous home in Belmont's premier gated community Reflection Pointe! Sitting on a generous 0.73-acre lot, this property offers a private backyard oasis with mature trees, a large covered patio, a wonderful pergola, and abundant outdoor living with entertaining spaces. When you step inside, you are greeted by a two-story great room with a cozy fireplace, direct access to the covered patio and beautiful views of nature. The gourmet kitchen is equipped with gas cook top, wall oven, convection microwave, paneled appliances, a leathered granite island, glass cabinetry, walk-in pantry, and a sunlit breakfast area. You will love the main level primary suite with private patio access, remote shades, two walk in closets, two separate vanities, freestanding soaking tub and walk in rain-head shower. Completing the main level is a lovely formal dining room, a practical drop zone, a spacious laundry room, and a versatile home office that could easily function as a nursery, flex space, or additional bedroom. Upstairs, you will find three additional spacious bedrooms and a large bonus/media room perfect for movie nights, a playroom, or a home gym and there is also an expansive walk-in attic for storage. The pristine community is well maintained and amenities include clubhouse, pool, tennis, pickle ball, playground, lake access and boat storage. Situated just minutes from vibrant Downtown Belmont, known for its charming shops, boutiques, and highly-rated local restaurants.

Presented by:
Gina Flowers at Howard Hanna Allen Tate Gastonia
Listed by:
Howard Hanna Allen Tate Gastonia

Attribution: [email protected]
Original Listing Price: 1,060,000
MLS #: ‍4431359
Listing Status: Active
Days on Market: 6
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-14 at 11:45AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: City
Year Built: 2018
Association Fee: 1302
Basement/Foundation: Crawl Space
Cooling: Central Air
Sewer: Public Sewer
Floors: Carpet,Tile,Wood
Subdivision: Reflection Pointe
Exterior Features: In-Ground Irrigation
Roof: Architectural Shingle,Metal
Heating/Cooling: Forced Air,Heat Pump,Natural Gas
Garage/Carport: Attached Garage,Garage Faces Side,Keypad Entry
Community Features: Boat Storage,Clubhouse,Gated,Lake Access,Outdoor Pool,Pickleball,Playground,Tennis Court(s),Walking Trails
Interior Features: Attic Stairs Pulldown,Attic Walk In,Built-in Features,Drop Zone,Kitchen Island,Walk-In Closet(s),Walk-In Pantry

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: Unspecified
  • Middle School: Unspecified
  • Elementary School: Unspecified
All Filters
Filter By Price
No Min
To
No Max
Reset all filters