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5401 Mountain Point Lane Charlotte, NC 28216

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Bed: 4
Bath: 3
1/2 Bath: 1
Sq. Ft.: 3,239
Acreage: 1.61

$1,799,990

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Community: Charlotte in Mecklenburg County

4 bed
3 bath
1 1/2 bath
3,239 Sq. Ft.
1.61 acres

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve. Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream. Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light. Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof. Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever. Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.

Presented by:
Josh Finigan at EXP Realty LLC Ballantyne
Listed by:
EXP Realty LLC Ballantyne

Attribution: 704-913-4662
Original Listing Price: 1,799,990
MLS #: ‍4425572
Listing Status: Active
Days on Market: 11
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-14 at 1:45AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Property Features

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Association Fee: 725
Water: City
Year Built: 1991
Basement/Foundation: Crawl Space
Community Features: Lake Access
Subdivision: Mountain Point
Sewer: Septic Installed
Heating/Cooling: Ductless,Heat Pump
Cooling: Central Air,Ductless
Roof: Architectural Shingle
Floors: Carpet,Stone,Tile,Wood
Style: Cape Cod,Old World,Rustic
Interior Features: Breakfast Bar,Built-in Features,Open Floorplan,Walk-In Closet(s)
Garage/Carport: Circular Driveway,Driveway,Electric Gate,Attached Garage,Garage Door Opener,Garage Faces Side
Exterior Features: Fire Pit,Dock - Floating,Hot Tub,Gas Grill,In-Ground Hot Tub / Spa,Outdoor Kitchen,Outdoor Shower,Other - See Remarks

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Schools

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  • High School: Hopewell
  • Middle School: Mountain Island Lake Academy
  • Elementary School: Mountain Island Lake Academy
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