Price:
No Min - No Max
Property Type (1)
Communities
Reset
Filter By Price
Other Filters +
back arrow new search

904 Laye Street Belmont, NC 28012

Under Contract
Loading...
Schedule Tour
What is your preferred tour date?
Selected Date:
GET IN TOUCH
x close

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search


If You Have Any Other Questions, Call Us At 1(888)-247-3466

Bed: 3
Bath: 2
1/2 Bath: 0
Sq. Ft.: 1,371
Acreage: 0.24

$419,900

Calculate Mortgage

Community: Belmont in Gaston County

3 bed
2 bath
0 1/2 bath
1,371 Sq. Ft.
0.24 acres

Located just 1 mile from downtown Belmont, the location & convenience of this property make it a rare find! Updated in 2022, this 3BR 2BA home offers hardwood floors throughout, an updated kitchen, open floor plan, and a large primary bedroom with ensuite, walk in closet, direct access to back deck/pool area. Open floor plan makes entertaining easy with dining area and seating at the center island. Large primary bedroom offers dual entry walk in closets, primary ensuite bath w/ walk in tile shower, dual vanity. The back yard offers a 16X32' above ground pool, fully fenced in backyard with lots of yard space for entertaining. Park your boat in your backyard, and launch it into Lake Wylie just 4 mins down the road! And with only an 11 minute drive to CLT airport, and no HOA, this property offers the perfect location for an AirBnB. As an added bonus, you'll find a 492 SF wired Accessory Building offering so much potential! Art studio, storage, man cave or she shed, guest or pool house, the possibilities are endless!

Presented by:
Kerianne Wilcox at Wilcox Real Estate Group
Listed by:
Wilcox Real Estate Group

Attribution: [email protected]
Original Listing Price: 425,000
MLS #: ‍4401222
Listing Status: Under Contract
Days on Market: 88
Buying Firm Commission: Test

Based on information submitted to the MLS GRID as of 2026-10-13 at 4:00PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2026. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Walnut Cove Realty makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Water: City
Year Built: 1920
Subdivision: None
Style: Bungalow
Garage/Carport: Driveway
Heating/Cooling: Heat Pump
Basement/Foundation: Crawl Space
Cooling: Central Air
Sewer: Public Sewer

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:
Calculators brought to you by: 
Howard Hanna Mortgage Services
Pre-Qualify
Loan Options

Schools

close
  • High School: South Point (NC)
  • Middle School: Belmont
  • Elementary School: Belmont Central
All Filters
Filter By Price
No Min
To
No Max
Reset all filters